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A new law entitles all consumers to receive a free annual credit report from each of the major reporting agencies -- Equifax, Experian, and Transunion.

There Are Three Ways to Order Your Free Credit Reports:

Order from the only authorized site, AnnualCreditReport.com.
Call 877-322-8228
Download a form from Equifax, Experian, or TransUnion, fill it out, and mail it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Wage Garnishment