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• Wage Garnishment
• Foreclosure • Creditors Calling • Can't Pay Rent • Can't Pay Mortgage • Can't Pay Minimums • Too Much Debt • Identity Theft or Fraud   
• Reverse Mortgages New!
• Housing Counseling • What is Foreclosure? • Avoiding Foreclosure • Homebuyer's Guide   
• Debt Settlement New!
• Client Intro. Video New! • Online Payments • Books and Tapes • A Walk in Their Shoes • Español • Our Partners 
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No News Isn't Always Good NewsDon't make the mistake of thinking that just because you don't hear from a creditor your problems are over. While the FDCPA goes a long way toward protecting you from harassment, it will not make your bills disappear. Depending on the terms of your agreement with a creditor, collection efforts will probably continue and that could result in legal judgements against you. In other words, ignoring the problem will only make it worse. 
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