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Consumer Credit Counseling Service of Orange County

Books and Resources
Credit When Credit is Due Credit When Credit is Due

Credit When Credit is Due has been called the most innovative money management education program available. It is used in over 90 CCCS offices, in 41 states across the U.S.A., and there are currently over 29,000 graduates of the program nationwide. Local businesses even offer incentives to graduates of CWCID.

CWCID is a common sense approach to personal finances. This educational program includes 12 chapters:

  • The Facts of Life
  • Living on the Edge
  • To Borrow or Not to Borrow
  • So You Have Decided to Borrow Some Money
  • The Terms of the Deal
  • Auto Loans and Leases
  • Home Sweet Home
  • Credit Cards and Other Loans
  • You've Got Trouble When
  • When You Fall Behind
  • Bankruptcy
  • Building and Rebuilding Your Credit

CWCID can be completed at your own pace or by self-study, but you will need to purchase the self-study book.

CWCID Self-Study Book
Price: $50.00 ($3.95 S+H)



Journey to Wealth & Wisdom Journey to Wealth & Wisdom
by: Marilyn August
Price: $15.00 ($3.00 S+H)

What is standing between you and the life you deserve? Let renowned motivational speaker Marilyn August guide you to the answer in her new book, Journey to Wealth & Wisdom. While we often think of "wealth" in terms of money and possessions, Journey to Wealth & Wisdom challenges you to consider a broader definition of the word.

Learning how to have wealth is different than simply understanding the numbers. While the math of money is important, the emotional part of money is often overlooked, creating an obstacle on our path to wealth and wisdom. The journey begins with becoming aware of your current money patterns and behaviors, and seeing how these patterns are affected by your pre-conceived ideas and relationship with money.

Don't let yourself or loved ones miss out on this life-changing look at financial success.

The Author

Marilyn August is the founder of Wealth & Wisdom Seminars. She is a motivational speaker, transformational trainer, and life coach, well-known for her lighthearted, pragmatic, and deeply personal approach to financial success. Marilyn has assisted thousands of people transform their ordinary existence into rich and fulfilling lifestyles. Marilyn August



Bugeting Made Simple Budgeting Made Simple
by: Milli Thornton
Format: eBook (Upon payment, you will be e-mailed download instructions within 24 hours.)
Price: $4.95

If you hate budgeting but can't stand being financially out-of-control for one more minute, you'll love Budgeting Made Simple, a downloadable e-book by author Milli Thornton. Pulling from her own experience and determination, Milli shows you how to manage your debt while living well and saving money even on a shoestring budget. She used the methods in Budgeting Made Simple to save enough money to move from Australia to the U.S. in 1997. Also included are actual case scenarios of successful refunds under duress and assertive debt management under fire. You'll even learn how to eliminate your junk mail!

The Author

Milli Thornton was born in Wallace, Idaho and migrated to Australia with her family at age twelve. After 25 years in Australia, Milli returned to the United States where she now resides permanently in northern New Mexico. In addition to Budgeting Made Simple, Milli is the author of several books helping people overcome their fear of writing. She also offers seminars and workshops on creative writing.



The 9 Steps to Financial Freedom The 9 Steps to Financial Freedom
#1 New York Times Bestseller
by: Suze Orman
price: $10.47


Are you in control of your money - or is your money in control of you? This revolutionary book shows you the steps that will let you break free of financial anxieties and take power over your money. An innovative guide to the practical strategies needed to manage money and achieve financial self-fulfillment.



The Laws of Money, The Lessons of Life The Laws of Money, The Lessons of Life
New York Times Bestseller
by: Suze Orman
price: $6.99

The Laws of Money, the Lessons of Life provides an eminently sensible, highly effective process for gaining control over your life and your money. Through pointed questions about your attitudes toward money, with insightful financial exercises and personal guidance, Suze deciphers the false hopes and fears that keep you from making smart, confident decisions and choices about your money.

The Author

Suze Orman has been called "a force in the world of personal finance" and a "one-woman financial advice powerhouse" by USA Today. A sought-after speaker, Suze Orman has lectured widely throughout the United States and South Africa, helping people change the way they think about money.

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