Perhaps you dream of a cute little house with a white picket fence. Or is the rambling California ranch style home more your speed? Regardless of what your ideal home may look like, homeownership is a goal that many people hope to achieve. Just thinking about it may fill you with excitement. That’s good! Because homeownership is exciting — but it can also be a challenge.
Are You Ready To Be A Homeowner?
Before you commit yourself to one of the biggest credit purchases of your life, CCCS of Orange County would like to help you find the answer to this. If you’d like to know more about the rewards and realities of homeownership, this is a good place to start your search. We’ll also give you hints on how to get ready for the home buying process by reviewing your credit history, saving for your down payment and establishing a relationship with your bank.
First Time Homebuyer Guide
If you’ve already done some soul-searching and are certain that you’re ready to buy a home, you’ll want to take a look at our First Time Homebuyers Guide before you begin. We cover the whole process — from choosing a real estate agent to closing the deal.
What If Things Go Wrong?
Now we don’t want to worry you unnecessarily but sometimes things do go wrong. If you’re already a homeowner and you find yourself worried about foreclosure, CCCS has you covered. We’ll explain what it is and the options that may be available to you.
Reverse Mortgage Counseling For Seniors
Consumer Credit Counseling Service of Orange County has been providing quality reverse mortgage housing counseling and education for the senior homeowner since 1997 as a HUD-certified counseling agency. Our staff is comprised of NFCC trained and HECM certified housing counselors.