Consumer Credit Counseling Service of Orange County http://www.cccsoc.org Debt Counseling and Education Mon, 20 Feb 2012 21:41:02 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 EQUILIBRANDO SUS FINANCIAS PERSONALES http://www.cccsoc.org/equilibrando-sus-financias-personales/ http://www.cccsoc.org/equilibrando-sus-financias-personales/#comments Sat, 31 Dec 2011 00:36:23 +0000 kcomm http://www.cccsoc.org/?p=1536 Este taller le ayudará a desarrollar un plan financiero para su vida y  evaluar sus gastos. El instructor le  explicara el proceso en crear un presupuesto. GRATIS

Fecha Dia Tiempo Lugar
Enero 12 Jueves 6:00 – 7:30 pm CCCS-OC Regristrese
Marzo 15 Jueves 6:00 -7:30 pm CCCS-OC Regristrese
]]> http://www.cccsoc.org/equilibrando-sus-financias-personales/feed/ 0 Banking Basics http://www.cccsoc.org/banking-basics/ http://www.cccsoc.org/banking-basics/#comments Fri, 30 Dec 2011 19:25:52 +0000 kcomm http://www.cccsoc.org/?p=1509 Learn the benefits of establishing a relationship with a financial institution. This workshop will help consumers choose a financial institution, how to open and use a checking account, establish a savings, how to use debit/credit card and more! FREE WORKSHOP

Date Day Time Location
Thursday February 2 6:30 – 8:00 pm LSC Register Now
]]> http://www.cccsoc.org/banking-basics/feed/ 0 Money Basics http://www.cccsoc.org/money-basics/ http://www.cccsoc.org/money-basics/#comments Fri, 30 Dec 2011 19:09:29 +0000 kcomm http://www.cccsoc.org/?p=1503 Money Basics is ideal for youth and young adults.  This workshop covers various financial topics that are essential for a financially successful life. This workshop we will discuss credit cards, debit cards, credit reports and scores, budgeting, tracking expenses, savings, investing, financial goals and more.  FREE WORKSHOP

Date Day Time Location
February 6 Monday 6:30 – 8:00 pm LSC Register Now
February 15 Wednesday 6:30 – 7:30 pm SOCFRC Register Now


]]> http://www.cccsoc.org/money-basics/feed/ 0 Wise Use of Credit http://www.cccsoc.org/wise-use-of-credit/ http://www.cccsoc.org/wise-use-of-credit/#comments Fri, 30 Dec 2011 18:35:34 +0000 kcomm http://www.cccsoc.org/?p=1498 This workshop gives the students an overall view of the world of credit cards and credit scores. Topics include: the difference of debit and credit, establishing good credit, APR, grace periods, late/over-the-limit fees, credit reports, the price of having good or bad credit, and the perils of overextending yourself. FREE WORKSHOP

Date Day Time Location
February 21 Tuesday 6:30 – 8:00 pm LSC Register Now
]]> http://www.cccsoc.org/wise-use-of-credit/feed/ 0 Money in Marriage http://www.cccsoc.org/money-in-marriage/ http://www.cccsoc.org/money-in-marriage/#comments Fri, 30 Dec 2011 00:32:37 +0000 kcomm http://www.cccsoc.org/?p=1488 Money in Marriage will provide an overview of finances in a relationship and help find common ground when it comes to budgeting, buying a house and a creating a plan for the future to create a cohesiveness and shared goals in financial planning.  FREE WORKSHOP

Date Day Time Location
February 15 Wednesday 6:30 – 8:00 pm CCCS-OC Register Now
]]> http://www.cccsoc.org/money-in-marriage/feed/ 0 Foreclosure Prevention http://www.cccsoc.org/foreclosure-prevention/ http://www.cccsoc.org/foreclosure-prevention/#comments Wed, 21 Sep 2011 07:48:12 +0000 kcomm http://74.55.52.82/~cccsoc/?p=1060 This workshop is geared for  homeowners who are at risk of foreclosure or  behind in their mortgage payments.  This foreclosure prevention workshop will  provide a thorough overview  of the foreclosure process, identify government programs available to help you determine the best plan of action with the goal of home sustainability.  A certified counselor will be available to answer questions and discuss your options. FREE WORKSHOP

Date Day Time Location
January 12 Thursday 6:00 – 8:00 pm CCCS-OC Register Now
Enero 19 Jueves 6:00 – 8:00 pm CCCS-OC Register Now
March 8 Thursday 6:00 – 8:00 pm CCCS-OC Register Now
Marzo 15 Jueves 6:00 – 8:00 pm CCCS-OC Register Now
]]> http://www.cccsoc.org/foreclosure-prevention/feed/ 0 Building a Better Portfolio: Asset Allocation http://www.cccsoc.org/building-a-better-portfolio-asset-allocation/ http://www.cccsoc.org/building-a-better-portfolio-asset-allocation/#comments Wed, 21 Sep 2011 07:44:58 +0000 kcomm http://74.55.52.82/~cccsoc/?p=1058 This workshop will make you aware of the critical strategies to implement when building your portfolio. Learn about asset classes, diversification, risk, and what constitutes an effective portfolio that is tailored to your personal objectives. Don’t depend on luck to achieve the performance you want, but rather master the principles that drive returns. FREE WORKSHOP

Date Day Time Location
Thursday February 16 6:30 – 8:00 pm LSC Register Now
]]> http://www.cccsoc.org/building-a-better-portfolio-asset-allocation/feed/ 0 Renters Rights and Responsibilities http://www.cccsoc.org/renters-rights-and-responsibilities/ http://www.cccsoc.org/renters-rights-and-responsibilities/#comments Wed, 21 Sep 2011 07:43:17 +0000 kcomm http://74.55.52.82/~cccsoc/?p=1056 The workshop addresses the rental process from inspecting the potential rental unit through the signing of the rental/lease agreement. Rental payments, security deposits, repairs, privacy issues, and the eviction process will be discussed. FREE WORKSHOP

Date Day Time Location
March 12 Monday 6:30 – 8:00 pm LSC Register Now
March 29 Thursday 6:30 – 8:00 pm BFRC Register Now
]]> http://www.cccsoc.org/renters-rights-and-responsibilities/feed/ 0 Understanding Credit Reports and Scores http://www.cccsoc.org/understanding-credit-reports-and-scores/ http://www.cccsoc.org/understanding-credit-reports-and-scores/#comments Wed, 21 Sep 2011 07:41:16 +0000 kcomm http://74.55.52.82/~cccsoc/?p=1053 This informative workshop will show you what lenders look for on credit reports, how to establish good credit and how to legally eliminate credit report errors for free. FREE WORKSHOP

Date Day Time Location
January 19 Thursday 2:00 – 3:30 pm CCCS-OC Register Now
February 13 Monday 6:30 – 8:00 pm LSC Register Now
March 19 Monday 6:30 – 8:00 pm LSC Register Now
]]> http://www.cccsoc.org/understanding-credit-reports-and-scores/feed/ 0 Check Wise (Certification) http://www.cccsoc.org/check-wise-certification/ http://www.cccsoc.org/check-wise-certification/#comments Wed, 21 Sep 2011 07:26:34 +0000 kcomm http://74.55.52.82/~cccsoc/?p=1050 CheckWise is a comprehensive, up-to-date checking account program available online at CCCS-OC. This program is perfect for individuals who have never had a checking account before and for those who may have had difficulty managing a checking account in the past. Getting on the right path with CheckWise will enable and empower consumers, putting the power of money management and the ability to make the correct financial decisions right in the hands of the individual.

Under some circumstances you may have to wait up to five years to open a checking or savings account. If you have had trouble managing an account you may have been reported to ChexSystems. Our partner companies will consider opening an account when you complete the Check Wise program and present your certificate of completion. Contact your bank or credit union to determine their policy. If you were referred to take this program by your financial institution you should qualify to open an account upon completion. Consumer Credit Counseling Service of Orange County takes no responsibility on your being able to open an account or do they have any control over whether you qualify for an account or not.

CheckWise is a comprehensive guide to managing a checkbook, starting with the basics of choosing a financial institution to work with and selecting a checking account that meets your needs. It covers topics such as learning how to write checks, using online bill pay, reconciling your account, and offers other tips and tools to help you manage your account.

You’ll learn to:

  • How opening a checking account can help you to reach your financial goals
  • How to choose the checking account that is right for you
  • Skills for maintaining and reconciling your checking account
  • Ways to keep your financial information safe

Approximate course length: 2-3 hours

Certificate of completion: You will be given a certificate verifying completion of the course, and can take that certificate to any participating financial institution. The qualifications for re-opening a checking account are solely reserved for the participating financial institution.

Select the course setting best for you: Online or Classroom

Seminar Cost:

$35 for the online course
$50 for the in-classroom course

Online Course
  1. Click here to read the disclosure letter.
  2. Click below to register and pay. Payment may also be made by money order or cashiers check mailed to the agency. You will be notified via e-mail of a login and password:
  3. Once you register and pay you may begin taking the course immediately.
  4.  A certificate may be printed immediately upon completion of the program
In-Classroom Course
Date Day Time Location
March 22 Thursday 6:00 – 8:00 pm CCCS-OC Register Now
Marzo 22 Jueves 6:00 – 8:00 pm CCCS-OC Register Now

To speak to a representative call (800) 213-2227 Ext. 118

Please call or e-mail the Education Department for more information:

Phone: (714) 547-2227 (ext 118)

E-mail: lreyes@cccsoc.org

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