More cash may offer a quick fix for financial problems -- but education provides a permanent solution.
Register for a free workshop or an in-depth seminar today!LEARN MORE
The Debt Management Plan (DMP) is individually designed for each client to repay debt in the most efficient way possible by:
- lowering payments,
- reducing interest rates,
- stopping late and overlimit fees,
- ending collection calls, and
- combining creditor payments into one simplified monthly deposit.
We offer Approved Pre-filing Bankruptcy Counseling and Pre-Discharge Education as required by the Bankruptcy Code. Receive your required certificates* quickly and easily with our affordable and easily-accessed programs.LEARN MORE
The Making Home Affordable Program provides opportunities for homeowners in bankruptcy to modify their mortgage to make their payments more affordable.LEARN MORE
People from every walk of life are partnering with CCCS-OC to improve their financial well-being through our education, counseling, and intervention programs. Every day, someone's life changes for the better because of the help they receive from CCCS.HOW YOU CAN HELP