Consumer Credit Counseling Service of Orange County (CCCS-OC)

• Wage Garnishment
• Foreclosure
• Creditors Calling
• Can't Pay Rent
• Can't Pay Mortgage
• Can't Pay Minimums
• Too Much Debt
• Identity Theft or Fraud

• Pre-Filing Counseling
• Pre-Discharge Education

• Reverse Mortgages New!
• Housing Counseling
• What is Foreclosure?
• Avoiding Foreclosure
• Homebuyer's Guide

• Your Credit Report
• Dispute a Credit Report
• Free Credit Reports

• Class Schedules
• Check Wise New!
• Fee Schedule

• Debt Settlement New!
• Client Intro. Video New!
• Make Payments Online
• Books and Tapes
• A Walk in Their Shoes
• Español
• Our Partners

• NFCC Member
• HUD Certified
• COA Accredited

At Consumer Credit Counseling Service of Orange County, you'll always find an understanding ear, expert advice, and an honest opinion on what to do to help you solve your financial situation.

• Who is CCCS?
• Our Debt Management Program
• Online Assessment

Before you trust your finances to any credit counseling agency, we recommend you ask hard questions up front, and don't make a commitment until you are completely happy with the answers.

• 10 Questions to Help You Choose
• Find Out Our Answers

NEW! We now offer Approved Pre-filing Bankruptcy Counseling and Pre-Discharge Education as required by the Bankruptcy Code. Receive your required certificates* quickly and easily with our affordable and easily-accessed programs.

• Pre-Filing Counseling
• Pre-Discharge Education

*CCCS-OC is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services.